Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$82,849	$82,849	$170,910
Remaining term (yrs)	22.1	22.1	30.0
Secondary amount	$0	$88,061	$0
Funding fee	$0	$0	$0
Note rate	4.900%	4.900%	7.400%
Blended rate	5.750%	7.425%	7.640%
1st payment	$510.17	$510.17	$1,183.35
2nd payment	$0.00	$660.45	$0.00
Taxes / mo	$158.25	$158.25	$158.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$68.09	$68.09	$34.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$886.51	$1,546.96	$1,525.78
Cash to close	$107,051	$18,990	$18,990