Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$175,414$175,414$247,410
Remaining term (yrs)23.623.630.0
Secondary amount$0$71,996$0
Funding fee$877$877$0
Note rate3.330%3.330%7.400%
Blended rate3.330%4.980%7.640%
1st payment$891.43$891.43$1,713.02
2nd payment$0.00$539.97$0.00
Taxes / mo$263.92$263.92$263.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$49.48
HOA / mo$178.00$178.00$178.00
Total monthly$1,483.35$2,023.32$2,354.42
Cash to close$99,486$27,490$27,490