Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$175,697$175,697$256,410
Remaining term (yrs)28.628.630.0
Secondary amount$0$80,713$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.876%7.640%
1st payment$1,162.02$1,162.02$1,775.33
2nd payment$0.00$605.35$0.00
Taxes / mo$237.42$237.42$237.42
Insurance / mo$150.00$150.00$150.00
MI / mo$81.61$81.61$51.28
HOA / mo$0.00$0.00$0.00
Total monthly$1,631.05$2,236.40$2,214.03
Cash to close$109,203$28,490$28,490