Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$263,321	$263,321	$310,500
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$47,179	$0
Funding fee	$1,317	$1,317	$0
Note rate	3.560%	3.560%	7.400%
Blended rate	3.560%	4.387%	7.640%
1st payment	$1,310.61	$1,310.61	$2,149.84
2nd payment	$0.00	$353.84	$0.00
Taxes / mo	$287.50	$287.50	$287.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,748.11	$2,101.95	$2,649.44
Cash to close	$81,679	$34,500	$34,500