Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$73,011$73,011$175,500
Remaining term (yrs)20.020.030.0
Secondary amount$0$102,489$0
Funding fee$0$0$0
Note rate3.430%3.430%7.400%
Blended rate4.280%6.452%7.640%
1st payment$419.60$419.60$1,215.13
2nd payment$0.00$683.26$0.00
Taxes / mo$93.33$93.33$93.33
Insurance / mo$150.00$150.00$150.00
MI / mo$66.77$66.77$35.10
HOA / mo$0.00$0.00$0.00
Total monthly$729.70$1,412.96$1,493.56
Cash to close$121,989$19,500$19,500