Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$234,125$234,125$305,910
Remaining term (yrs)24.824.830.0
Secondary amount$0$71,785$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%5.028%7.640%
1st payment$1,107.88$1,107.88$2,118.06
2nd payment$0.00$538.39$0.00
Taxes / mo$209.08$209.08$209.08
Insurance / mo$150.00$150.00$150.00
MI / mo$187.09$187.09$61.18
HOA / mo$8.33$8.33$8.33
Total monthly$1,662.38$2,200.77$2,546.65
Cash to close$105,775$33,990$33,990