Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$258,509	$258,509	$269,099
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$25,540	$0
Funding fee	$0	$0	$0
Note rate	6.460%	6.460%	7.400%
Blended rate	7.010%	7.447%	7.640%
1st payment	$1,633.16	$1,633.16	$1,863.19
2nd payment	$0.00	$252.74	$0.00
Taxes / mo	$151.00	$151.00	$151.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$118.92	$118.92	$53.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,053.08	$2,305.82	$2,218.01
Cash to close	$40,490	$14,950	$29,900