Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$180,129	$180,129	$300,600
Remaining term (yrs)	22.7	22.7	30.0
Secondary amount	$0	$120,471	$0
Funding fee	$901	$901	$0
Note rate	4.170%	4.170%	7.400%
Blended rate	4.170%	5.705%	7.640%
1st payment	$1,020.37	$1,020.37	$2,081.29
2nd payment	$0.00	$803.14	$0.00
Taxes / mo	$278.33	$278.33	$278.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$60.12
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,448.71	$2,251.84	$2,569.75
Cash to close	$153,871	$33,400	$33,400