Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$365,923	$365,923	$370,800
Remaining term (yrs)	27.3	27.3	30.0
Secondary amount	$0	$25,477	$0
Funding fee	$1,830	$1,830	$0
Note rate	6.670%	6.670%	7.400%
Blended rate	6.670%	7.009%	7.640%
1st payment	$2,425.49	$2,425.49	$2,567.34
2nd payment	$0.00	$252.12	$0.00
Taxes / mo	$343.33	$343.33	$343.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$74.16
HOA / mo	$23.00	$23.00	$23.00
Total monthly	$2,941.82	$3,193.94	$3,157.84
Cash to close	$46,077	$20,600	$41,200