Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$109,378	$109,378	$247,500
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$138,122	$0
Funding fee	$0	$0	$0
Note rate	4.100%	4.100%	7.400%
Blended rate	4.950%	6.652%	7.640%
1st payment	$616.78	$616.78	$1,713.64
2nd payment	$0.00	$920.81	$0.00
Taxes / mo	$109.75	$109.75	$109.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$90.42	$90.42	$49.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$966.94	$1,887.76	$2,022.89
Cash to close	$165,622	$27,500	$27,500