Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$86,408	$86,408	$162,000
Remaining term (yrs)	23.5	23.5	30.0
Secondary amount	$0	$75,592	$0
Funding fee	$432	$432	$0
Note rate	3.500%	3.500%	7.400%
Blended rate	3.500%	6.066%	7.640%
1st payment	$447.89	$447.89	$1,121.66
2nd payment	$0.00	$566.94	$0.00
Taxes / mo	$150.00	$150.00	$150.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$32.40
HOA / mo	$218.00	$218.00	$218.00
Total monthly	$965.89	$1,532.82	$1,672.06
Cash to close	$93,592	$18,000	$18,000