Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$256,323	$256,323	$472,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$216,177	$0
Funding fee	$1,282	$1,282	$0
Note rate	2.720%	2.720%	7.400%
Blended rate	2.720%	5.021%	7.640%
1st payment	$1,201.09	$1,201.09	$3,271.49
2nd payment	$0.00	$1,396.15	$0.00
Taxes / mo	$406.92	$406.92	$406.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$94.50
HOA / mo	$133.00	$133.00	$133.00
Total monthly	$1,907.67	$3,303.82	$4,072.58
Cash to close	$268,677	$52,500	$52,500