Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$218,696	$218,696	$337,499
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$118,803	$0
Funding fee	$1,093	$1,093	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	2.800%	4.630%	7.640%
1st payment	$1,038.68	$1,038.68	$2,336.78
2nd payment	$0.00	$792.02	$0.00
Taxes / mo	$312.50	$312.50	$312.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$67.50
HOA / mo	$14.17	$14.17	$14.17
Total monthly	$1,515.34	$2,307.36	$2,880.94
Cash to close	$156,303	$37,500	$37,500