Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$231,987	$231,987	$539,100
Remaining term (yrs)	19.3	19.3	30.0
Secondary amount	$0	$307,113	$0
Funding fee	$1,160	$1,160	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	2.700%	5.577%	7.640%
1st payment	$1,280.43	$1,280.43	$3,732.62
2nd payment	$0.00	$1,983.44	$0.00
Taxes / mo	$373.83	$373.83	$373.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.82
HOA / mo	$5.33	$5.33	$5.33
Total monthly	$1,826.26	$3,809.70	$4,386.27
Cash to close	$367,013	$59,900	$59,900