Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$70,302$70,302$117,900
Remaining term (yrs)17.017.030.0
Secondary amount$0$47,598$0
Funding fee$352$352$0
Note rate4.290%4.290%7.400%
Blended rate4.290%6.192%7.640%
1st payment$484.40$484.40$816.32
2nd payment$0.00$356.99$0.00
Taxes / mo$109.17$109.17$109.17
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$23.58
HOA / mo$0.00$0.00$0.00
Total monthly$743.57$1,100.55$1,099.06
Cash to close$60,698$13,100$13,100