Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$6,125$6,125$206,010
Remaining term (yrs)25.425.430.0
Secondary amount$0$199,885$0
Funding fee$0$0$0
Note rate6.180%6.180%7.400%
Blended rate6.730%7.962%7.640%
1st payment$39.81$39.81$1,426.37
2nd payment$0.00$1,332.56$0.00
Taxes / mo$146.92$146.92$146.92
Insurance / mo$150.00$150.00$150.00
MI / mo$2.83$2.83$41.20
HOA / mo$139.00$139.00$139.00
Total monthly$478.56$1,811.12$1,903.49
Cash to close$222,775$22,890$22,890