Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$262,334	$262,334	$404,550
Remaining term (yrs)	22.6	22.6	30.0
Secondary amount	$0	$142,216	$0
Funding fee	$1,312	$1,312	$0
Note rate	4.200%	4.200%	7.400%
Blended rate	4.200%	5.536%	7.640%
1st payment	$1,493.60	$1,493.60	$2,801.02
2nd payment	$0.00	$948.10	$0.00
Taxes / mo	$197.92	$197.92	$197.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$80.91
HOA / mo	$8.67	$8.67	$8.67
Total monthly	$1,850.18	$2,798.29	$3,238.52
Cash to close	$187,166	$44,950	$44,950