Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$29,433	$29,433	$207,000
Remaining term (yrs)	6.6	6.6	30.0
Secondary amount	$0	$177,567	$0
Funding fee	$0	$0	$0
Note rate	5.680%	5.680%	7.400%
Blended rate	6.530%	7.791%	7.640%
1st payment	$438.32	$438.32	$1,433.23
2nd payment	$0.00	$1,183.78	$0.00
Taxes / mo	$202.17	$202.17	$202.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$53.61	$53.61	$41.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$844.09	$2,027.87	$1,826.79
Cash to close	$200,567	$23,000	$23,000