Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$370,766	$370,766	$494,910
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$124,144	$0
Funding fee	$0	$0	$0
Note rate	3.550%	3.550%	7.400%
Blended rate	4.400%	5.303%	7.640%
1st payment	$1,843.39	$1,843.39	$3,426.66
2nd payment	$0.00	$827.63	$0.00
Taxes / mo	$442.33	$442.33	$442.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$288.98	$288.98	$98.98
HOA / mo	$51.50	$51.50	$51.50
Total monthly	$2,792.87	$3,620.50	$4,186.14
Cash to close	$179,134	$54,990	$54,990