Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$205,740$205,740$233,910
Remaining term (yrs)27.527.530.0
Secondary amount$0$28,170$0
Funding fee$0$0$0
Note rate6.880%6.880%7.400%
Blended rate7.430%7.619%7.640%
1st payment$1,387.51$1,387.51$1,619.55
2nd payment$0.00$211.27$0.00
Taxes / mo$216.58$216.58$216.58
Insurance / mo$150.00$150.00$150.00
MI / mo$96.76$96.76$46.78
HOA / mo$0.00$0.00$0.00
Total monthly$1,850.85$2,062.13$2,032.91
Cash to close$54,160$25,990$25,990