Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$141,125$141,125$211,410
Remaining term (yrs)24.224.230.0
Secondary amount$0$70,285$0
Funding fee$706$706$0
Note rate2.710%2.710%7.400%
Blended rate2.710%4.801%7.640%
1st payment$660.57$660.57$1,463.76
2nd payment$0.00$527.14$0.00
Taxes / mo$196.58$196.58$196.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$42.28
HOA / mo$214.00$214.00$214.00
Total monthly$1,221.15$1,748.29$2,066.63
Cash to close$93,775$23,490$23,490