Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$240,576$240,576$494,910
Remaining term (yrs)23.523.530.0
Secondary amount$0$254,334$0
Funding fee$1,203$1,203$0
Note rate3.500%3.500%7.400%
Blended rate3.500%5.684%7.640%
1st payment$1,247.00$1,247.00$3,426.66
2nd payment$0.00$1,642.57$0.00
Taxes / mo$396.58$396.58$396.58
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.98
HOA / mo$84.00$84.00$84.00
Total monthly$1,894.25$3,536.82$4,172.89
Cash to close$309,324$54,990$54,990