Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$122,770	$122,770	$206,910
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$84,140	$0
Funding fee	$614	$614	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	2.730%	5.280%	7.640%
1st payment	$573.15	$573.15	$1,432.60
2nd payment	$0.00	$631.05	$0.00
Taxes / mo	$191.58	$191.58	$191.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$41.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$914.73	$1,545.78	$1,815.57
Cash to close	$107,130	$22,990	$22,990