Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$198,728$198,728$215,910
Remaining term (yrs)25.925.930.0
Secondary amount$0$29,177$0
Funding fee$994$994$0
Note rate4.990%4.990%7.400%
Blended rate4.990%5.871%7.640%
1st payment$1,138.23$1,138.23$1,494.92
2nd payment$0.00$288.73$0.00
Taxes / mo$199.92$199.92$199.92
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$43.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,488.14$1,776.87$1,888.02
Cash to close$41,172$11,995$23,990