Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$424,236$424,236$436,410
Remaining term (yrs)28.028.030.0
Secondary amount$0$36,419$0
Funding fee$2,121$2,121$0
Note rate6.350%6.350%7.400%
Blended rate6.350%6.787%7.640%
1st payment$2,701.06$2,701.06$3,021.61
2nd payment$0.00$360.39$0.00
Taxes / mo$404.08$404.08$404.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.28
HOA / mo$47.50$47.50$47.50
Total monthly$3,319.31$3,679.70$3,727.15
Cash to close$60,664$24,245$48,490