Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$224,735	$224,550
Remaining term (yrs)	27.8	30.0
Secondary amount	$0	$0
Funding fee	$1,124	$0
Note rate	6.950%	7.400%
Blended rate	6.950%	7.640%
1st payment	$1,521.40	$1,554.74
2nd payment	$0.00	$0.00
Taxes / mo	$207.92	$207.92
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$44.91
HOA / mo	$0.00	$0.00
Total monthly	$1,879.32	$1,957.57
Cash to close	$24,765	$24,950