Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$129,566	$129,566	$211,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$81,934	$0
Funding fee	$648	$648	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	2.710%	5.147%	7.640%
1st payment	$606.47	$606.47	$1,464.38
2nd payment	$0.00	$614.51	$0.00
Taxes / mo	$195.83	$195.83	$195.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$42.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$952.30	$1,566.81	$1,852.52
Cash to close	$105,434	$23,500	$23,500