Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$54,008$54,008$270,000
Remaining term (yrs)26.826.830.0
Secondary amount$0$215,992$0
Funding fee$0$0$0
Note rate6.810%6.810%7.400%
Blended rate7.360%7.672%7.640%
1st payment$365.20$365.20$1,869.43
2nd payment$0.00$1,394.95$0.00
Taxes / mo$217.00$217.00$217.00
Insurance / mo$150.00$150.00$150.00
MI / mo$25.65$25.65$54.00
HOA / mo$0.00$0.00$0.00
Total monthly$757.85$2,152.80$2,290.43
Cash to close$245,992$30,000$30,000