Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$150,503$150,503$197,100
Remaining term (yrs)24.524.530.0
Secondary amount$0$46,597$0
Funding fee$753$753$0
Note rate2.810%2.810%7.400%
Blended rate2.810%4.273%7.640%
1st payment$707.09$707.09$1,364.68
2nd payment$0.00$349.48$0.00
Taxes / mo$182.50$182.50$182.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$39.42
HOA / mo$0.00$0.00$0.00
Total monthly$1,039.59$1,389.07$1,736.60
Cash to close$68,497$21,900$21,900