Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$7,003	$7,003	$178,200
Remaining term (yrs)	13.4	13.4	30.0
Secondary amount	$0	$171,197	$0
Funding fee	$0	$0	$0
Note rate	6.270%	6.270%	7.400%
Blended rate	6.820%	7.954%	7.640%
1st payment	$64.18	$64.18	$1,233.82
2nd payment	$0.00	$1,141.31	$0.00
Taxes / mo	$165.00	$165.00	$165.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$3.69	$3.69	$35.64
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$382.87	$1,524.18	$1,584.46
Cash to close	$190,997	$19,800	$19,800