Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$374,901	$374,901	$382,499
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$28,848	$0
Funding fee	$1,875	$1,875	$0
Note rate	7.100%	7.100%	7.400%
Blended rate	7.100%	7.441%	7.640%
1st payment	$2,582.46	$2,582.46	$2,648.35
2nd payment	$0.00	$285.47	$0.00
Taxes / mo	$354.17	$354.17	$354.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$76.50
HOA / mo	$57.00	$57.00	$57.00
Total monthly	$3,143.62	$3,429.09	$3,286.01
Cash to close	$50,098	$21,250	$42,500