Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$322,128	$322,128	$360,000
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$37,872	$0
Funding fee	$1,611	$1,611	$0
Note rate	4.160%	4.160%	7.400%
Blended rate	4.160%	4.669%	7.640%
1st payment	$1,703.40	$1,703.40	$2,492.57
2nd payment	$0.00	$284.04	$0.00
Taxes / mo	$333.33	$333.33	$333.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$72.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,186.73	$2,470.77	$3,047.90
Cash to close	$77,872	$40,000	$40,000