Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$246,366$246,366$324,000
Remaining term (yrs)24.524.530.0
Secondary amount$0$77,634$0
Funding fee$1,232$1,232$0
Note rate2.730%2.730%7.400%
Blended rate2.730%4.232%7.640%
1st payment$1,147.41$1,147.41$2,243.31
2nd payment$0.00$582.26$0.00
Taxes / mo$300.00$300.00$300.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$64.80
HOA / mo$40.00$40.00$40.00
Total monthly$1,637.41$2,219.66$2,798.11
Cash to close$113,634$36,000$36,000