Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$100,271$100,271$214,110
Remaining term (yrs)20.520.530.0
Secondary amount$0$113,839$0
Funding fee$0$0$0
Note rate4.100%4.100%7.400%
Blended rate4.950%6.572%7.640%
1st payment$600.17$600.17$1,482.45
2nd payment$0.00$758.93$0.00
Taxes / mo$174.50$174.50$174.50
Insurance / mo$150.00$150.00$150.00
MI / mo$87.98$87.98$42.82
HOA / mo$136.00$136.00$136.00
Total monthly$1,148.65$1,907.58$1,985.78
Cash to close$137,629$23,790$23,790