Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$41,914$41,914$234,000
Remaining term (yrs)7.67.630.0
Secondary amount$0$192,086$0
Funding fee$0$0$0
Note rate4.880%4.880%7.400%
Blended rate5.730%7.593%7.640%
1st payment$542.18$542.18$1,620.17
2nd payment$0.00$1,280.57$0.00
Taxes / mo$235.58$235.58$235.58
Insurance / mo$150.00$150.00$150.00
MI / mo$72.53$72.53$46.80
HOA / mo$202.00$202.00$202.00
Total monthly$1,202.29$2,482.87$2,254.55
Cash to close$218,086$26,000$26,000