Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$107,775	$107,775	$211,500
Remaining term (yrs)	22.4	22.4	30.0
Secondary amount	$0	$103,725	$0
Funding fee	$0	$0	$0
Note rate	4.410%	4.410%	7.400%
Blended rate	5.260%	6.604%	7.640%
1st payment	$630.10	$630.10	$1,464.38
2nd payment	$0.00	$691.50	$0.00
Taxes / mo	$195.83	$195.83	$195.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$89.02	$89.02	$42.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,064.96	$1,756.46	$1,852.52
Cash to close	$127,225	$23,500	$23,500