Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$785,229	$785,229	$787,500
Remaining term (yrs)	29.5	29.5	30.0
Secondary amount	$0	$46,021	$0
Funding fee	$3,926	$3,926	$0
Note rate	5.980%	5.980%	7.400%
Blended rate	5.980%	6.306%	7.640%
1st payment	$4,721.58	$4,721.58	$5,452.49
2nd payment	$0.00	$455.41	$0.00
Taxes / mo	$729.17	$729.17	$729.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$157.50
HOA / mo	$91.67	$91.67	$91.67
Total monthly	$5,759.08	$6,214.50	$6,647.49
Cash to close	$89,771	$43,750	$87,500