Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$213,846	$213,846	$231,300
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$30,304	$0
Funding fee	$1,069	$1,069	$0
Note rate	6.900%	6.900%	7.400%
Blended rate	6.900%	7.518%	7.640%
1st payment	$1,446.43	$1,446.43	$1,601.47
2nd payment	$0.00	$299.89	$0.00
Taxes / mo	$214.17	$214.17	$214.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$46.26
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,810.60	$2,110.48	$2,011.90
Cash to close	$43,154	$12,850	$25,700