Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$143,314	$143,314	$214,650
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$71,336	$0
Funding fee	$717	$717	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	2.800%	4.860%	7.640%
1st payment	$672.58	$672.58	$1,486.19
2nd payment	$0.00	$535.02	$0.00
Taxes / mo	$198.75	$198.75	$198.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$42.93
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,021.33	$1,556.36	$1,877.87
Cash to close	$95,186	$23,850	$23,850