Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$263,392	$263,392	$310,500
Remaining term (yrs)	17.0	17.0	30.0
Secondary amount	$0	$47,108	$0
Funding fee	$1,317	$1,317	$0
Note rate	6.810%	6.810%	7.400%
Blended rate	6.810%	7.142%	7.640%
1st payment	$2,177.22	$2,177.22	$2,149.84
2nd payment	$0.00	$353.31	$0.00
Taxes / mo	$287.50	$287.50	$287.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$62.10
HOA / mo	$21.00	$21.00	$21.00
Total monthly	$2,635.72	$2,989.03	$2,670.44
Cash to close	$81,608	$34,500	$34,500