Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$255,993	$255,993	$278,910
Remaining term (yrs)	24.9	24.9	30.0
Secondary amount	$0	$38,412	$0
Funding fee	$1,280	$1,280	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	2.800%	3.984%	7.640%
1st payment	$1,187.48	$1,187.48	$1,931.12
2nd payment	$0.00	$380.12	$0.00
Taxes / mo	$258.25	$258.25	$258.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$55.78
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,595.73	$1,975.86	$2,395.15
Cash to close	$53,907	$15,495	$30,990