Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$255,756$255,756$310,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$54,744$0
Funding fee$1,279$1,279$0
Note rate2.880%2.880%7.400%
Blended rate2.880%3.959%7.640%
1st payment$1,191.51$1,191.51$2,149.84
2nd payment$0.00$410.58$0.00
Taxes / mo$287.50$287.50$287.50
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$62.10
HOA / mo$12.50$12.50$12.50
Total monthly$1,641.51$2,052.09$2,661.94
Cash to close$89,244$34,500$34,500