Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$274,044$274,044$283,500
Remaining term (yrs)27.627.630.0
Secondary amount$0$25,206$0
Funding fee$0$0$0
Note rate6.940%6.940%7.400%
Blended rate7.490%7.859%7.640%
1st payment$1,857.07$1,857.07$1,962.90
2nd payment$0.00$249.43$0.00
Taxes / mo$96.06$96.06$96.06
Insurance / mo$150.00$150.00$150.00
MI / mo$128.71$128.71$56.70
HOA / mo$0.00$0.00$0.00
Total monthly$2,231.84$2,481.27$2,265.65
Cash to close$40,956$15,750$31,500