Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$522,851	$522,851	$530,910
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$37,554	$0
Funding fee	$2,614	$2,614	$0
Note rate	3.920%	3.920%	7.400%
Blended rate	3.920%	4.453%	7.640%
1st payment	$2,689.89	$2,689.89	$3,675.91
2nd payment	$0.00	$371.63	$0.00
Taxes / mo	$491.58	$491.58	$491.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$106.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,348.14	$3,719.77	$4,440.35
Cash to close	$67,049	$29,495	$58,990