Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$524,127$524,127$539,100
Remaining term (yrs)25.625.630.0
Secondary amount$0$44,923$0
Funding fee$0$0$0
Note rate4.670%4.670%7.400%
Blended rate5.520%6.022%7.640%
1st payment$2,918.64$2,918.64$3,732.62
2nd payment$0.00$444.55$0.00
Taxes / mo$499.17$499.17$499.17
Insurance / mo$166.67$166.67$166.67
MI / mo$400.00$400.00$107.82
HOA / mo$0.00$0.00$0.00
Total monthly$3,984.47$4,429.02$4,506.27
Cash to close$74,873$29,950$59,900