Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$113,999$113,999$396,000
Remaining term (yrs)20.120.130.0
Secondary amount$0$282,001$0
Funding fee$570$570$0
Note rate3.470%3.470%7.400%
Blended rate3.470%6.518%7.640%
1st payment$653.75$653.75$2,741.82
2nd payment$0.00$1,821.25$0.00
Taxes / mo$366.67$366.67$366.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$79.20
HOA / mo$138.00$138.00$138.00
Total monthly$1,308.42$3,129.67$3,475.69
Cash to close$326,001$44,000$44,000