Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$109,689	$109,689	$297,000
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$187,311	$0
Funding fee	$548	$548	$0
Note rate	2.650%	2.650%	7.400%
Blended rate	2.650%	6.024%	7.640%
1st payment	$507.62	$507.62	$2,056.37
2nd payment	$0.00	$1,248.74	$0.00
Taxes / mo	$69.17	$69.17	$69.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$726.78	$1,975.53	$2,334.93
Cash to close	$220,311	$33,000	$33,000