Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$512,545	$512,545	$684,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$171,455	$0
Funding fee	$0	$0	$0
Note rate	2.800%	2.800%	7.400%
Blended rate	3.650%	4.740%	7.640%
1st payment	$2,422.61	$2,422.61	$4,735.88
2nd payment	$0.00	$1,143.03	$0.00
Taxes / mo	$633.33	$633.33	$633.33
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$417.63	$417.63	$136.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,690.24	$4,833.28	$5,722.68
Cash to close	$247,455	$76,000	$76,000