Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$155,723$155,723$450,000
Remaining term (yrs)16.016.030.0
Secondary amount$0$294,277$0
Funding fee$779$779$0
Note rate3.490%3.490%7.400%
Blended rate3.490%6.276%7.640%
1st payment$1,051.46$1,051.46$3,115.71
2nd payment$0.00$1,900.54$0.00
Taxes / mo$245.50$245.50$245.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$90.00
HOA / mo$40.00$40.00$40.00
Total monthly$1,503.63$3,404.17$3,657.88
Cash to close$344,277$50,000$50,000