Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$78,758$78,758$241,200
Remaining term (yrs)17.417.430.0
Secondary amount$0$162,442$0
Funding fee$394$394$0
Note rate4.460%4.460%7.400%
Blended rate4.460%6.844%7.640%
1st payment$540.91$540.91$1,670.02
2nd payment$0.00$1,082.94$0.00
Taxes / mo$149.00$149.00$149.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$48.24
HOA / mo$300.00$300.00$300.00
Total monthly$1,139.91$2,222.85$2,317.26
Cash to close$189,242$26,800$26,800